OMETIMES a single life will clearly and effectively illustrate a period. Hence, to me, the importance of this one.

I first met X at a time when American financial methods and American finances were at their apex of daring and splendor, and when the world was in a more or less tolerant mood toward their grandiose manners and achievements. It was the golden day of Mr. Morgan, Senior, Mr. Belmont, Mr. Harriman, Mr. Sage, Mr. Gates, Mr. Brady, and many, many others who were still extant and ruling distinctly and drastically, as was proved by the panic of 1907. In opposition to them and yet imitating their methods, now an old story to those who have read "Frenzied Finance," "Lawless Wealth," and other such exposures of the methods which produced our enormous American fortunes, were such younger men as Charles W. Morse (the victim of the 1907 panic), F. Augustus Heinze (another if less conspicuous victim of the same "panic"), E.R. Thomas, an ambitious young millionaire, himself born to money, David A. Sullivan, and X. I refuse to mention his name because he is still alive although no longer conspicuous, and anxious perhaps to avoid the uncomfortable glare of publicity when all the honors and comforts which made it endurable in the first place are absent.

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The person who made X essentially interesting to me long before I met him was one Lucien de Shay, a ne'er-do-well pianist and voice culturist, who was also a connoisseur in the matters of rugs, hangings, paintings and furniture, things in which X was just then most intensely interested, erecting, as he was, a great house on Long Island and but newly blossoming into the world of art or fashion or culture or show—those various things which the American multi-millionaire always wants to blossom or bloom into and which he does not always succeed in doing. De Shay was one of those odd natures so common to the metropolis—half artist and half man of fashion who attach themselves so readily to men of strength and wealth, often as advisors and counselors in all matters of taste, social form and social progress. How this particular person was rewarded I never quite knew, whether in cash or something else. He was also a semi-confidant of mine, furnishing me "tips" and material of one sort and another in connection with the various publications I was then managing. As it turned out later, X was not exactly a multi-millionaire as yet, merely a fledgling, although the possibilities were there and his aims and ambitions were fast nearing a practical triumph the end of which of course was to be, as in the case of nearly all American multi-millionaires of the newer and quicker order, bohemian or exotic and fleshly rather than cultural or æsthetic pleasure, although the latter were never really exactly ignored.

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But even so. He was a typical multi-millionaire in the showy and even gaudy sense of the time. For if the staid and conservative and socially well-placed rich have the great houses and the ease and the luxury of paraphernalia, the bohemian rich of the X type have the flare, recklessness and imagination which lend to their spendings and flutterings a sparkle and a shine which the others can never hope to match.

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Said this friend of mine to me one day: "Listen, I want you to meet this man X. You will like him. He is fine. You haven't any idea what a fascinating person he really is. He looks like a Russian Grand Duke. He has the manners and the tastes of a Medici or a Borgia. He is building a great house down on Long Island that once it is done will have cost him five or six hundred thousand. It's worth seeing already. His studio here in the C studio building is a dream. It's thick with the loveliest kinds of things. I've helped buy them myself. And he isn't dull. He wrote a book at twenty, 'Icarus,' which is not bad either and which he says is something like himself. He has read your book ("Sister Carrie") and he sympathizes with that man Hurstwood. Says parts of it remind him of his own struggles. That's why he wants to meet you. He once worked on the newspapers too. God knows how he is making his money, but I know how he is spending it. He's decided to live, and he's doing it splendidly. It's wonderful."