John Lamont:Home ownership feels increasingly out of reach for many first-time buyers, particularly for young families who want to remain in the beautiful Scottish Borders. What can the Government do to ensure that house builders deliver more affordable family-sized homes in all parts of the United Kingdom so that local people have the chance to own their home in the communities where they were brought up? \p Matthew Pennycook: The hon. Gentleman will know that housing is a devolved matter. When it comes to affordability, we are taking steps not only to boost housing supply significantly, as I have set out, but to ensure that more first-time buyers can get access, not least through the permanent mortgage guarantee scheme, on which the Chancellor will add more details in her Mansion House speech this week.