ARTHUR SCRATCHLEY, M.A., F.R.A.S., Actuary.
Now ready, price 10_s._ 6_d._, Second Edition, with material additions, INDUSTRIAL INVESTMENT and EMIGRATION; being a TREATISE on BENEFIT BUILDING SOCIETIES, and on the General Principles of Land Investment, exemplified in the Cases of Freehold Land Societies, Building Companies, &c. With a Mathematical Appendix on Compound Interest and Life Assurance. By ARTHUR SCRATCHLEY, M.A., Actuary to the Western Life Assurance Society, 3. Parliament Street, London.
Intending Life Assurers are respectfully invited to compare the principles, rates, and whole provisions of the
In this Society the whole profits are divisible among the policy-holders, who are at the same time exempt from personal liability. It claims superiority, however, over other mutual offices in the following particulars.
1. Premiums at early and middle ages about a fourth lower. See specimens below.
2. A more accurate adjustment of the rates of premium to the several ages.
3. A principle in the division of the surplus more safe, equitable, and favourable to good lives.
Annual Premiums for 100_l._, with Whole Profits.
------------------------------------------------------------------ Age 20 | 25 | 30 | 35 | 40 | 45 | 50 | 55 -------+--------+-------+--------+--------+-------+-------+------- 1 15 8 | 1 18 0 | 2 1 6 | 2 6 10 | 2 14 9 | 3 4 9 | 4 1 7 | 5 1 11 ------------------------------------------------------------------
[Annual Premiums for 100_l._, with Whole Profits, payable for 21 years only.]
------------------------------------------------------------- Age 20 | 25 | 30 | 35 | 40 | 45 | 50 -------+--------+--------+--------+-------+---------+-------- 2 7 0 | 2 10 8 | 2 14 6 | 2 19 8 | 3 6 4 | 3 14 9 | 4 7 2 -------------------------------------------------------------
All policies indisputable unless obtained by fraud.
Forms of proposal, prospectus containing full tables, copies of the Twelfth Annual Report, and every information, will be forwarded (gratis) on application at the London Office, 12. Moorgate Street.
WHITAKER'S CLERGYMAN'S DIARY, for 1852, will contain a Diary, with Table of Lessons, Collects, &c., and full directions for Public Worship for every day in the year, with blank spaces for Memoranda: A List of all the Bishops and other Dignitaries of the Church, arranged under the order of their respective Dioceses; Bishops of the Scottish and American Churches; and particulars respecting the Roman Catholic and Greek Churches; together with Statistics of the various Religious Sects in England; Particulars of the Societies connected with the Church; of the Universities, &c. Members of both Houses of Convocation, of both Houses of Parliament, the Government, Courts of Law, &c. With Instructions to Candidates for Holy Orders; and a variety of information useful to all Clergymen, price in cloth 3_s._ or 5_s._ as a pocket-book with tuck.