At the other end of the social scale in this world of workers is the happy-go-lucky family. Here the system of financial management has its faults, but much is found that is better than wisdom in money matters. Spending extravagantly when there is money, going without cheerfully when there is none. Why, the going without is scarcely treated even with the respect of making it a subject of conversation. The habit of sharing when any member has anything to share becomes a fixed habit, and "mine" and "thine" are not in the family vocabulary. The result is a close and inter-dependent family relation, of which the mother is the center. Often you will find that this mother has never had any clothes that would do to wear on the street, except to early Mass, if she is a Romanist, or that she rarely goes to church, if a Protestant, because her clothes are not what she calls "fit." Her life is the gospel of unselfishness, and she reaps the reward of love. One may fret at the waste, resent the short-sightedness, which means ignorance and shiftlessness; but there is so much pleasure in these families, so much that means happiness in them, that one even learns to forget the frets. They never grow beyond childhood in worldly wisdom, and childhood is always attractive. It is so rich in promise. Happiness is the cement of human life. Poverty does not change its power of holding the members together through weal or woe. There is a common inheritance of memories that never lose their power of cohesion where love and friendship reign in families.

The people who do not know the lives of the working people can have no idea of the extent to which the working men trust their wives. The majority of working-men's wives are financially in a far more independent position than the wives even of capitalists, where the wives are without an independent income. Not only is the money given to the wives, but their use of the money is unquestioned. There is a constant revelation of the unselfishness of these men. Children will be overdressed, while the father will not even be comfortable; but there is no complaint, for the pride of the father is gratified. He, with the mother, has one standard--clothes. There are men who say frankly that they would waste the money if it were in their care; that their wives secure far better results than they could; that the practice of having only carfare, at the most lunch money, reduces greatly the much abused social habit of "treating." The married man who can "treat," it is generally conceded, is not fair to his family; he keeps his wages at their expense.

The Leaven in a Great City — Part 119